Last Updated: 08/2022
NOTICE

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE PRIVACY POLICY BELOW. IF YOU DO NOT AGREE TO THE PRIVACY POLICY BELOW, DO NOT ACCESS THIS WEBSITE. By accepting this Privacy Policy, you also agree to our Terms of Use, which also governs your visit to this website, and which is incorporated by reference into this Privacy Policy.

Privacy Policy

Your privacy is important to First Bank & Trust (“Bank”). We have prepared this Privacy Policy to provide you with information about how we collect, use, share, and protect your personal information. This Privacy Policy applies to the online collection and sharing of personal and other information through this website.

If you have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our Privacy Policy, which offers you certain choices with respect to the use and sharing of your personal information.

Information Collection

Information You Provide: We collect information about you (“personal information”) and your use of our website, some of which may not be personally identifiable. We collect any information that you provide to us on this website or through your access to or use of this website. This includes, but is not limited to, your personal information such as:

  • Real name;
  • Signature or any other financial information;
  • Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies;
  • Internet or other electronic network activity information, including, but not limited to, browsing history, Internet Protocol address, search history, and information regarding a consumer’s interaction with an Internet website, application, or advertisement;
  • Audio, electronic, visual, or similar information;
  • Professional- (or employment-) related information;
  • Education information;
  • Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes; and
  • Any other information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. Personal information includes, but is not limited to, the following if it identifies, relates to, describes, is capable of being associated with, or could be reasonably linked, directly or indirectly, with a particular consumer or household.

We also collect technical information about your visit to our website, which may include information about your device, web browser, and location. When you browse our website, your IP address (the Internet address of your computer) is recorded so that we may know how you are using our website. Your browser may also automatically provide us with information regarding the type of computing device and operating system you are using.

Information Collected from Third Parties: We also collect personal information about you from third parties. This includes your personal information such as:

  • Our business partners may provide us with information about you.
  • Our service providers may give us information about you that they collect when performing services on our behalf.
  • We may supplement the information that we collect about you with information from data providers, such as consumer reporting agencies or government records.
  • We may receive information about you when you interact with our brand on social media sites or other third-party websites, including but not limited to Facebook, Twitter, LinkedIn, or YouTube.
  • The information we receive includes but is not limited to employment, education, mailing address, email address, or real name.

This website uses cookies to record user-specific information about the pages you access or actions you take during your visit on our website. These cookies do not store or collect any personally identifiable data. Please see the section below on cookies for more information.

Information Uses

We may use the information that we collect from you to:

  • Provide you with the services or products that we offer on this website;
  • Respond to your inquiries, requests, or other service-related purposes;
  • Communicate with you to administer the website and our services, including notifying you about any updates, changes, or additions to this Privacy Policy;
  • Enhance your experience with us, such as tailoring the website content to your preferences or developing new products or services based on your interactions with this website;
  • Send you information about products or services that we think may be of interest to you;
  • Carry out any specific purposes for which we have obtained your prior consent; and
  • Conduct any other legitimate business activities not otherwise prohibited by law.

We may also use your information for business purposes such as:

  • Auditing related to a current interaction with the consumer and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards;
  • Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;
  • Debugging to identify and repair errors that impair existing intended functionality;
  • Short-term, transient use, provided that the personal information is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction, including, but not limited to, the contextual customization of ads shown as part of the same interaction;
  • Performing services, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services;
  • Undertaking internal research for technological development and demonstration;
  • Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by us, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by us; and
  • Any commercial purposes, including any purpose to advance your commercial or economic interests, such as by inducing you to buy, rent, lease, join, subscribe to, provide, or exchange products, goods, property, information, or services, or enabling or effecting, directly or indirectly, a commercial transaction.
Information Sharing

We may share information about you with relevant and appropriate third parties in the following situations:

  • To our service providers that perform functions on our behalf;
  • To protect or enforce our rights or property, protect your safety or the safety of others, or to investigate, prevent, or take action against fraud or other illegal activities;
  • In response to legal process or as otherwise required by law;
  • In the event that Bank goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets; or
  • To conduct any other legitimate business activities not otherwise prohibited by law.

Notwithstanding anything else in the Privacy Policy, we may share aggregate or non-personally identifying information about our website users with third parties for marketing, advertising, research, or other business purposes.

We do not sell personal information, and we will not sell personal information except as described in this Privacy Policy or if we provide you with notice and a right to opt out of such sale.

Information Security

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

To protect the security of your information, we may require you to authenticate your identity (i.e., prove that you are who you say you are) to conduct certain transactions on this website. It is a good idea to protect your security by always closing your web browser after leaving the website. If you believe that information you have submitted through this website has been used without your permission to engage in any unauthorized activity, you must tell us immediately. The best way of keeping your possible losses to a minimum is to call us at 1-833-456-8700. If you fail to notify us, you may be liable for all unauthorized activity on your account.

Third-Party Links

This website may contain links to third-party websites. By including a link to third-party websites, the Bank does not endorse or recommend any products or services offered or information contained at the third-party websites. The Bank disclaims liability for any privacy practices of the third-party websites linked on this website, which may have a privacy policy different from that of the Bank. If you decide to visit a third-party website via a link contained on our website, you do so at your own risk.

Cookies

In addition to the information you provide, Bank may also collect information during your visit to our website through our online tracking technologies and other information-gathering tools. These tools collect certain traffic information that your browser sends to a website, such as your browser type and language, access times, and the address of the website from which you arrived. They may also collect information about your Internet Protocol (“IP”) address, clickstream behavior (i.e., the pages you view, the links you click, and other actions you take in connection with websites or “powered by” websites), and product information. When you browse or visit our website, we may store certain information on your computer in the form of a small text file or “cookie,” which can help us to tailor our website to your individual preferences and save you time if you visit our website again. For more information about cookies, please visit allaboutcookies.org.

Information from these tracking technologies, which may include the time and length of your visit, viewed web pages, previously visited websites, and your Internet service, allows us to measure website activity and to create ideas for improving our website. We or our third-party providers may collect personal information about your online activities over time and across different websites when you use our website. For example, we use Google Analytics to generate statistical and other information about the use of our website by means of cookies. To learn more about Google’s privacy policy, please visit http://www.google.com/policies/privacy. You can also learn more about how to opt out of the collection and processing of such information by Google by visiting this website: https://tools.google.com/dlpage/gaoptout.

We may partner with other third parties to provide certain features on our website or to display advertising on our website based upon your online activities. Some of these third parties may provide you with ways to choose not to have your information collected or used for targeted advertising. To learn more about cookies and your ability to opt out of certain third-party advertising cookies, please visit the following websites: http://www.aboutads.info/choices or http://www.networkadvertising.org/choices. You have the ability to accept or decline cookies using your web browser settings. If you choose to not accept cookies from our website, you may not be able to take full advantage of our features or to receive some of the services that our website provides. However, if you set your browser options to disallow cookies, you may limit the functionality of our website.

This website does not respond to browser “Do Not Track” signals.

Use of Website by Minors

This website is not intended for use by children or minors. We do not knowingly solicit information from children, and we do not knowingly market to children. We recognize that protecting children’s identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents. Please notify us immediately if you believe that we may have collected personal information from a child so that we can delete such information.

We do not sell the personal information of California consumers that are less than 16 years of age, unless the consumer (in the case of consumers between 13 and 16 years of age) or the consumer’s parent or guardian (in the case of consumers who are less than 13 years of age) has affirmatively authorized the sale of the consumer’s personal information.

California Privacy Rights

Under the California Consumer Privacy Act, California residents have the right to:

  • Request that a business delete any personal information about the consumer which the business has collected from the consumer.
  • Request that a business that collects personal information about the consumer disclose to the consumer, free of charge, the following:
    • The categories of personal information that it has collected about that consumer.
    • The categories of sources from which the personal information is collected.
    • The business or commercial purpose for collecting or selling personal information.
    • The categories of third parties with whom the business shares personal information.
    • The specific pieces of personal information it has collected about that consumer.
  • Request that a business that sells the consumer’s personal information, or that discloses it for a business purpose, disclose, free of charge, to the consumer:
    • The categories of personal information that the business collected about the consumer.
    • The categories of personal information that the business sold about the consumer and the categories of third parties to whom the personal information was sold, by category or categories of personal information for each category of third parties to whom the personal information was sold.
    • The categories of personal information that the business disclosed about the consumer for a business purpose.
  • Direct a business that sells personal information about the consumer to third parties not to sell the consumer’s personal information.

You may submit a request under the California Consumer Privacy Act through the following methods:

  • You may call us toll-free at 1-833-456-8700.
  • You may write to us at P.O. Box 9208, Old Bethpage, NY 11804-9208

To submit a request, we are required to verify your identity. Please be prepared to provide us with your name, mailing address, telephone number, and social security number/account number. We may need to contact you to confirm your request.

You may also designate an authorized agent to make such requests on your behalf by submitting a written permission form establishing that the agent is authorized to act on the consumer’s behalf (e.g., a signed power of attorney). We may require that the agent verify the agent’s own identity.

We will not discriminate against you if you choose to exercise any of your rights as described in this section.

Changes to Privacy Policy

We reserve the right to change this Privacy Policy at any time without notice to you. Unless otherwise stated, any modifications to this Privacy Policy will go into immediate effect after they have been posted, as indicated by the “Last Updated” date located at the beginning of this Privacy Policy. Your continued use of this website indicates your consent to the Privacy Policy posted at the time of use.

Contact Us

If you have any questions about this Privacy Policy, please contact us at 1-833-456-8700.